HEALTH AND DENTAL PLAN
The Plan was developed to help College of the Rockies students pay for the health services they need, the COTR Students' Association has partnered with Studentcare in order to provide students with extended health and dental coverage.
The new Health & Dental Plan is designed specifically for students to cover many services not covered by BC MSP and other basic health care programs
Who's Covered?
College of the Rockies students who meet the following criteria will be automatically covered by the Plan:
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You are a full-time student in the Fall Semester (registered in 9 credit hours or more) AND
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Your 9 credits must on campus (face to face) and last at least 9 weeks
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You will not be automatically covered if your courses are online (e.g. ENGL 100 - OL01)
Most English Language Program (ELP) students taking 2 or more courses in the Fall semester are automatically covered by the Plan. International students should verify their account to see if they have been assessed the Plan fee.
Covered by another Plan?
You can opt out of the COTRSA Plan and receive a cheque or direct deposit for the Plan fee if you have equivalent health and dental coverage - typically a group benefits plan provided through your employer, or your parent's or spouse's employer. Visit studentcare during the appropriate Change-of-Coverage Period and follow the on-screen instructions for opt outs.
What's Covered
Health Benefits
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Prescription drugs
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Vaccinations
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Physiotherapists and more...
Dental Benefits
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Checkups
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Cleanings
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Fillings and more...
Empower me
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a student assistance program providing mental health and wellness services 24/7
Virtual Health Care
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Virtual health care that connects you with nurses and physicians from anywhere in Canada.
Vision Benefits
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Eye exams
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Eyeglasses and contacts
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Laser eye surgery & more...
Travel Benefits
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Travel health coverage
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Trip cancellation and interruption in the event of a medical emergency
Visit studentcare.ca for a complete list of benefits
How much does it cost?
The total cost of the Plan for full year coverage (Sept 1, 2023 - Aug 31, 2024 is $229.50 for automatically enrolled students. The cost of the Plan is automatically included in your tuition and other fees.
If you have not been automatically enrolled for the Plan in September, you may be eligible to enroll yourself in the Plan during the Change in Coverage Period for $344.25 for the same coverage period. Contact StudentCare for more details
Change-of-Coverage Period
The Change-of-Coverage Period is the period at the beginning of the semester when you can either opt out or enroll your spouse and/or dependent children in the Plan. Students who are not automatically enrolled in the Plan (part time, online, etc.) can also enroll themselves during this period.
Fall Change-of-Coverage Period: August 30 - September 27, 2023
Winter Change-of-Coverage Period: January 8 - January 29, 2024
Self Enrolment and Opt Outs
If you wish to self-enroll or opt out of the Extended Health and Dental Plan you can go to the StudentCare website or use the links below.
Pay Direct Card
By presenting the Pay Direct Card with your valid student ID you can fill your prescriptions at most pharmacies in BC.